Terms of service

Acceptance of Terms

By accessing and using the PolicyNest KC website (policynestkc.com), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

Use of Website

This website is provided for informational purposes and to facilitate communication with PolicyNest KC regarding insurance services. You agree to use this website only for lawful purposes and in accordance with these terms.

Information Accuracy

While we strive to provide accurate and up-to-date information, the content on this website is for general informational purposes only. Coverage descriptions, policy details, and pricing information are subject to change and may vary based on individual circumstances.

E&O Disclaimer

Important: The information provided on this website is for general informational purposes only and does not constitute professional insurance advice. Coverage descriptions do not represent policy contracts.

• We do not guarantee specific coverage or rates
• Individual policy terms and conditions apply
• Always review your actual policy documents for coverage details
• Past savings or coverage examples may not apply to your situation

For specific coverage recommendations, please speak directly with one of our licensed insurance agents.

No Guarantee of Coverage

Submitting a quote request does not guarantee coverage or specific rates. All coverage is subject to:

• Carrier underwriting guidelines
• Application approval
• Policy terms and conditions
• State regulations

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of PolicyNest KC or its content providers and is protected by copyright and trademark laws.

Limitation of Liability

To the fullest extent permitted by law, PolicyNest KC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our services.

Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

Text messaging

PolicyNest KC, LLC offers optional text messages about your insurance request, policies, and coverage offers. When you opt in, you authorize us to text the phone number you provided within the scope of your consent. Messages may be sent by our team or using automated technology. Message frequency varies. Message and data rates may apply.

• Your choice: Texting consent is not required to get a quote or buy a policy. Submitting a request or accepting these website terms does not, by itself, enroll you in text messages.
• Opt out: Reply STOP to any text, or tell us by phone or email that you no longer want texts. We will honor your request. You may receive a final message confirming your opt-out.
• Get help: Reply HELP, call (913) 408-7280, or email service@policynestkc.com.
• Delivery: Mobile carriers are not liable for delayed or undelivered messages.
• Privacy: Our Privacy Policy explains how we handle your phone number, messages, and consent records. We do not sell or share SMS opt-in information with third parties or affiliates for their marketing or promotional purposes.

Updates to these terms do not expand the texting permission you previously gave us. You can change your communication preferences by contacting our team.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this website. Your continued use of the website constitutes acceptance of any changes.

Governing Law

These terms shall be governed by the laws of the State of Kansas without regard to conflict of law principles.

Contact

For questions about these terms, contact us at:

• Email: service@policynestkc.com
• Phone: (913) 408-7280
• Address: 6800 Hilltop Rd, Suite 101, Shawnee, KS 66226