
Personal lines · independent broker
Home, auto, pet, life, one desk.
An independent agency shopping 20+ carriers for the lines that protect your house, your car, your dog, and the people on your driver's license. Read your declarations first; quote your renewal second.
The full lineup.
Home
HO-3, HO-5, condo, dwelling-fire.
Auto
Daily drivers, commuters, family fleets.
Umbrella
Excess liability above home and auto.
Renters
Apartments, duplexes, rental homes.
Pet
Now writingAccident, illness, wellness, three carriers.
Watercraft
Fishing boats, ski boats, pontoons, jet skis.
Motorcycle & RV
Motorcycles, RVs, ATVs, snowmobiles.
Collections & Valuables
Jewelry, art, watches, firearms.
Life insurance
Term, whole, universal, and business-owner life.
Long-term care
Traditional standalone and hybrid life/LTC.
The dog. The cat. They're family too.
Same read-it-first treatment we give your home and auto, now for the four-legged member of the household. Three carriers, full breed and age underwriting, reimbursement math worked out on a worksheet so you actually know what gets paid.
Homes over $1M? Collector autos? Different practice.
See HV practiceWant to learn before shopping?
Browse guides & glossaryRead your home + auto first.
Forty-minute broker session. No charge. In our office or on the phone. We'll tell you what to keep, what to drop, and where you're under-insured.