Coverage for landscaping that's actuallyclearseasonal-readyyoursfairclear
Lawn care, hardscaping, and tree work carry chemical, equipment, and vehicle exposures a generic policy underrates. We build the program around how your crews actually work.
What landscaping operations carry.
The lines lawn, hardscape, and tree crews need, and what to watch.
| Coverage | What it covers | Good to know |
|---|---|---|
| General liability | Property damage and injury on the job | Tree and chemical work raise the exposure |
| Tools and equipment | Mowers, trimmers, and gear in transit | Inland marine, because it moves daily |
| Commercial auto | Trucks and trailers hauling crews and gear | Personal auto will not cover the work |
| Workers' compensation | Injury to your crews | A higher-risk trade, especially tree work |
| Herbicide and pesticide | Claims from chemical application | Often excluded without a specific add |
| Care, custody, and control | Damage to property you are working on | A real gap in standard GL |
Chemical and equipment exposures are where landscaping policies fall short. We read for both before binding.
Crews out every day? Send us the details and we will cover the real exposures, free.
Neighbors we’ve actually helped.
“Can't recommend these guys enough. Needed insurance fast for the DMV and my old insurance company was closed and wasn't answering my calls. Called these guys and over a 30min lunch break they hooked me up with renter's insurance and insurance for my cars and bike. They got me a better deal, too. Highly recommend because they DO NOT WASTE YOUR TIME like other companies.”
“I recently switched insurance carriers to PolicyNest KC and I couldn't be happier with the experience so far. I worked with Nick Rhodes, who was extremely friendly, helpful, and quick to respond. He explained everything in a way that was easy to understand, which was greatly appreciated since I'm definitely not an insurance expert. He made me feel like a person, not just a number. On top of that, PolicyNest KC saved me over $100 each month on my car and renters insurance, which is huge. Their mobile app is also super easy to use and makes managing my policies and making payments a breeze. I highly recommend PolicyNest KC and especially Nick for anyone looking to make a switch!”
“Amazing coverage at a great rate, they did not lie! Nick was absolutely great to work with, and he cut my bill in half! He did a great job explaining coverages in a way I could better understand, as well as the importance of the coverage to me so that I could better understand how to best protect my property. Nick was super knowledgeable, personable and made me feel like I was putting my protecting in caring hands. Thank you PNKC!!”
“PolicyNest KC is great. Nick Rhodes helped me every step of the way took my information, and found the right coverage to make it all happen. Showed me several options and found the best rates for me. If you need insurance, this place will make it quick and easy and will find you the best price for your circumstance. Highly recommend.”
“As a business owner, these guys were a lifesaver helping me scour through options to combine the different kinds of insurance my business needs in order for me to have peace of mind. I was helped by Hunter, a class act (and quite funny at that). Would highly recommend!”
“They saved me a ton of money on my new policy! They helped me understand my policy as well! Easy to work with and saving me money!”
“Nick is the man, helped me lower my car insurance $100/month for triple the coverage!”
“Nick was fantastic to work with. He offered great rates made everything nice and simple. Very pleased with my experience”
“Happy with the service and savings”
Carriers shopped
Avg. quote turnaround
Licensed in both states
Policy reviews, always
Landscaping coverage, answered.
The questions crews ask first.
Only with the right endorsement. Standard general liability often excludes herbicide and pesticide claims, and that is a real exposure for lawn care. We add it where you apply chemicals.
Only on an inland marine policy. Property coverage stops at the building, so equipment on the job or in transit needs the floater. We size it to your fleet.
Yes. Tree and stump work carries higher liability and comp rates than mowing, and some carriers will not write it. We place it with markets that want the class.
Most quotes are back within 48 business hours once we have your details. We reply to any question within 2 business hours.
Ready when you are