Coverage for health and wellness that's actuallyclearclient-readyyoursfairclear
Studios, salons, spas, and practitioners blend hands-on services with professional advice, so general and professional liability both matter. We place the program that fits your services.
What health and wellness businesses carry.
The lines studios, salons, and practitioners need, and the pairing that defines them.
| Coverage | What it covers | Good to know |
|---|---|---|
| Professional liability | Claims tied to a treatment or service | The core for hands-on and advisory work |
| General liability | Slips, falls, and visitor injury | The base your lease will require |
| Commercial property | Build-out, equipment, and product | Equipment matters for spas and salons |
| Business income | Lost revenue if you have to close | Sized to a realistic reopening |
| Workers' compensation | Injury to staff and practitioners | Required once you have employees |
| Product liability | Reactions to products you sell or use | Relevant for skincare and supplements |
General and professional liability together are what this field needs. We match the pairing to your services.
Hands-on services and advice both? Let us pair the right liability coverage, free.
Neighbors we’ve actually helped.
“Can't recommend these guys enough. Needed insurance fast for the DMV and my old insurance company was closed and wasn't answering my calls. Called these guys and over a 30min lunch break they hooked me up with renter's insurance and insurance for my cars and bike. They got me a better deal, too. Highly recommend because they DO NOT WASTE YOUR TIME like other companies.”
“I recently switched insurance carriers to PolicyNest KC and I couldn't be happier with the experience so far. I worked with Nick Rhodes, who was extremely friendly, helpful, and quick to respond. He explained everything in a way that was easy to understand, which was greatly appreciated since I'm definitely not an insurance expert. He made me feel like a person, not just a number. On top of that, PolicyNest KC saved me over $100 each month on my car and renters insurance, which is huge. Their mobile app is also super easy to use and makes managing my policies and making payments a breeze. I highly recommend PolicyNest KC and especially Nick for anyone looking to make a switch!”
“Amazing coverage at a great rate, they did not lie! Nick was absolutely great to work with, and he cut my bill in half! He did a great job explaining coverages in a way I could better understand, as well as the importance of the coverage to me so that I could better understand how to best protect my property. Nick was super knowledgeable, personable and made me feel like I was putting my protecting in caring hands. Thank you PNKC!!”
“PolicyNest KC is great. Nick Rhodes helped me every step of the way took my information, and found the right coverage to make it all happen. Showed me several options and found the best rates for me. If you need insurance, this place will make it quick and easy and will find you the best price for your circumstance. Highly recommend.”
“As a business owner, these guys were a lifesaver helping me scour through options to combine the different kinds of insurance my business needs in order for me to have peace of mind. I was helped by Hunter, a class act (and quite funny at that). Would highly recommend!”
“They saved me a ton of money on my new policy! They helped me understand my policy as well! Easy to work with and saving me money!”
“Nick is the man, helped me lower my car insurance $100/month for triple the coverage!”
“Nick was fantastic to work with. He offered great rates made everything nice and simple. Very pleased with my experience”
“Happy with the service and savings”
Carriers shopped
Avg. quote turnaround
Licensed in both states
Policy reviews, always
Health and wellness coverage, answered.
The questions studios and practitioners ask first.
General liability covers slips and visitor injury in your space. Professional liability covers claims tied to the treatment or service itself. Hands-on businesses face both, so we pair them rather than leave a gap.
Reactions to skincare, supplements, or other products are a product-liability exposure. If you sell or apply products, we make sure the coverage is on.
Yes. Independent renters should carry their own professional liability, and your policy should be structured around that arrangement. We help you set the requirements.
Most quotes are back within 48 business hours once we have your details. We reply to any question within 2 business hours.
Ready when you are