Inland marine that's actuallyclearmobileyoursfairclear
Despite the name, inland marine covers the movable property a building policy leaves at the door, tools, equipment, and goods in transit. We cover what travels with the work.
Inland marine, line by line.
What inland marine covers, and why property that moves needs its own policy.
| Coverage | What it covers | Good to know |
|---|---|---|
| Tools and equipment | Your gear, on the job and in the truck | Property policies stop at the building line |
| Contractors' equipment | Larger machinery moved between sites | Scheduled or blanket, sized to your fleet |
| Goods in transit | Property while you are hauling it | Different from a building or auto policy |
| Installation floater | Materials until they are installed and accepted | Bridges the gap before the owner takes over |
| Rented and borrowed gear | Equipment in your care that is not yours | Care, custody, and control matters here |
| Electronic equipment | Laptops and devices used in the field | Easy to under-schedule as you grow |
If the property earns its keep away from a fixed address, it usually belongs on inland marine. We map what moves.
Tools and gear on the move? Send us the list and we will cover what travels, free.
Neighbors we’ve actually helped.
“Can't recommend these guys enough. Needed insurance fast for the DMV and my old insurance company was closed and wasn't answering my calls. Called these guys and over a 30min lunch break they hooked me up with renter's insurance and insurance for my cars and bike. They got me a better deal, too. Highly recommend because they DO NOT WASTE YOUR TIME like other companies.”
“I recently switched insurance carriers to PolicyNest KC and I couldn't be happier with the experience so far. I worked with Nick Rhodes, who was extremely friendly, helpful, and quick to respond. He explained everything in a way that was easy to understand, which was greatly appreciated since I'm definitely not an insurance expert. He made me feel like a person, not just a number. On top of that, PolicyNest KC saved me over $100 each month on my car and renters insurance, which is huge. Their mobile app is also super easy to use and makes managing my policies and making payments a breeze. I highly recommend PolicyNest KC and especially Nick for anyone looking to make a switch!”
“Amazing coverage at a great rate, they did not lie! Nick was absolutely great to work with, and he cut my bill in half! He did a great job explaining coverages in a way I could better understand, as well as the importance of the coverage to me so that I could better understand how to best protect my property. Nick was super knowledgeable, personable and made me feel like I was putting my protecting in caring hands. Thank you PNKC!!”
“PolicyNest KC is great. Nick Rhodes helped me every step of the way took my information, and found the right coverage to make it all happen. Showed me several options and found the best rates for me. If you need insurance, this place will make it quick and easy and will find you the best price for your circumstance. Highly recommend.”
“As a business owner, these guys were a lifesaver helping me scour through options to combine the different kinds of insurance my business needs in order for me to have peace of mind. I was helped by Hunter, a class act (and quite funny at that). Would highly recommend!”
“They saved me a ton of money on my new policy! They helped me understand my policy as well! Easy to work with and saving me money!”
“Nick is the man, helped me lower my car insurance $100/month for triple the coverage!”
“Nick was fantastic to work with. He offered great rates made everything nice and simple. Very pleased with my experience”
“Happy with the service and savings”
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Inland marine, answered.
The questions tradespeople ask before they place it.
It is the line that covers movable business property, tools, equipment, and goods in transit, anywhere they travel. The name is historical. Think of it as coverage for the property that does not sit still.
Only at your premises. The moment gear leaves the building, the property policy generally stops. Inland marine follows the tools to the job site and into the truck.
Higher-value items are usually scheduled, while smaller tools can go on a blanket limit. We structure it so you are covered without itemizing every drill.
Most quotes are back within 48 business hours once we have your equipment list. We reply to any question within 2 business hours.
Ready when you are
Send us your equipment list. We will cover what travels with the work, free.
Inland marine sits with
Commercial property
Property covers the building and contents. Inland marine covers what leaves it.
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